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Foreclosure Defense Our partners are V. Ross Spano and Michael J. Owen of Christmas & Spano, P.A. who are dedicated to assisting you when in a pre-foreclosure or foreclosure situation. For a confidential introduction to the Foreclosure Defense process, please call Michael J. Owen, Esq. at (813) 677-1112, or send an email - tell him The Cross Team referred you to receive the best rates and support.
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