Your credit score has a lot to do with how easy it is to obtain financing, here is some information to help you understand, maintain, and even correct your credit rating.
Download a FICO credit information brochure or visit the website to get details at My FICO Score
Here are some important facts to know...
If you have been denied credit within the past 60 days, you can request a free copy of your credit report from the following three national credit agencies:
FRAUD ASSISTANCE NUMBERS
Credit frud is a seriuos problem affecting innocent consumers and damaging the credit industry as well. If you have been affected and need assistance, you can contact the three Credit Burea agencies at the following addresses and telephone numbers:
| EXPERIAN |
EQUIFAX |
TRANSUNION |
|
Consumer Fraud
Assistance Dept
PO Box 2002
Allen, TX 75002
888-397-3742 |
Fraud Assistance
PO Box 740256
Atlanta, GA 30374
800-525-6285
|
Fraud Victim
Assistance Dept
PO Box 6790
Fullerton, CA 92634
800-680-7289 |
For additional assistance in resolving problems, call:
National Consumer Credit Counseling: 800-388-2277
To remove your name and address from a mailing list, write to:
|
Direct Marketing Association
Mail Preference Service
PO Box 9008
Farmingdale, NY 11735 |
Direct Marketing Association
Telephone Preference Service
PO Box 9104
Farmingdale, NY 11735 |
To have your name removed from an Experian Prescreen List:
|
Experian Credit Marketing
PO Box 919
Allen, TX 75002
800-353-0809 |
Business Credit Customer Relations
Experian Business Credit
PO Box 9104
714-385-7331 or 888-211-0728 |
Free Annual Credit Report (FACT ACT)
Annual Credit Report Request Service
PO Box 105281
Atlanta, GA 30348-5381
877-322-8228
www.annualcreditreport.com |